
Effective communication is 20% what you know and 80% how you feel about what you know. – Jim Rohn

Banks properly established and conducted are highly useful to the business of the country, and will doubtless continue to exist in the States so long…

Execution without strategy is pointless, even dangerous. What profit is there in doing the wrong things well? – Thomas A. Stewart

How wonderful it is that nobody need wait a single moment before starting to improve the world. – Anne Frank